As an established SERS member, now is a good time to take an active role in planning for your retirement. No matter if you are 18 or 48, the sooner you begin your retirement planning, the more financially secure you’ll be when your working career ends.
As a member of a defined benefit pension plan where you receive a lifetime pension benefit, it is tempting to ignore retirement planning. While your SERS pension provides a strong foundation for retirement security, there are additional steps you can take now to prepare for the future.
Life changes can affect your SERS account. Be sure to update your information if you experience a change of address, marriage or divorce, the birth or adoption of a child, or the death of a beneficiary.
The easiest way to make updates is through Account Login.
One of the best ways to stay connected to your SERS retirement is by registering for an online account. With Account Login, you can monitor your service credit and account information anytime.
We recommend reviewing your annual statement and SERS newsletters to stay informed about updates to the retirement system. Members may choose to receive Board Highlights by email following each Board meeting for additional insight into system decisions.
Another helpful resource is our Member Benefits Guide, which provides detailed information about disability benefits, survivor benefits, how your SERS pension interacts with Social Security, and your options if you leave SERS-covered employment.
Like Social Security, a SERS pension alone may not provide all the income you need to live comfortably in retirement. While your SERS pension offers a strong foundation, many members choose to supplement it with additional retirement savings to help cover everyday expenses such as housing, transportation, and medical costs.
Ohio Deferred Compensation is designed specifically for public employees and offers a variety of plan options and competitive fees to help you build additional retirement income.
These resources cover common questions, key benefits, and planning topics that can help you stay informed and prepared for the future.
We’re glad you’re a member of SERS. If you have questions about your retirement account or benefits, we are here to help.
